Medicare Enrollment Periods At-A-Glance
There are certain times when you can sign up for Medicare. You should enroll on time.
If you wait to sign up, you may have to pay penalties when you do join.
You can make changes to your Medicare Advantage and Medicare prescription drug coverage when certain events happen in your life, like if you move or you lose other insurance coverage. These chances to make changes are called Special Enrollment Periods (SEPs). Rules about when you can make changes and the type of changes you can make are different for each SEP.
Some SEPs include:
Moving to a new address that isn’t in your plan’s service area
Moving back to the U.S. after living outside the country
Moving into, or out of, an institution
Being released from jail
Losing Medicaid eligibility
Your plan changes its contract with Medicare
You’re eligible for both Medicaid and Medicare.
See these, and other, SEPs with detailed descriptions at Medicare.gov
If you miss your initial Enrollment Period or Special Enrollment Periods, you can enroll during the Open Enrollment Period for Medicare Advantage and Prescription Drug Plans: